Who receives the remaining overbid after junior liens?
This guide is limited to Article 11.5 public-auction overbid for treasurer's deeds issued on or after June 1, 2026; junior-lien filing and residual property-owner payment remain distinct, and pre-transition deeds require separate authority.
Sale type and custodian control
Different statutes, counties, courts, notices, and custody transitions are not interchangeable.
The modified Article 11.5 process applies to treasurer's deeds issued on or after June 1, 2026, regardless of earlier lien-sale, application, or proceeding dates.
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A qualifying junior lien must satisfy the recording conditions and file the statutory claim with the treasurer within eight business days after the public auction.
After timely qualifying junior liens are paid in recording priority, any remaining overbid is paid to the property owner under the enacted sequence.
Record-first workflow
Verify the live official record at every step; this orientation does not decide a claimant's rights.
Capture the actual treasurer's-deed issue date. A deed before June 1, 2026 is outside this new packet even if other events occur later.
Confirm recording before the treasurer's-deed application, any assignment or rerecording requirements, the actual auction date, and the timely claim packet.
Trace recording priority and junior-lien payments first, then the residual property-owner payment and any later unclaimed custody.
Do not back-apply Article 11.5; obtain the authority governing the earlier treasurer's-deed cohort.
No unsupported form or deadline
Use only dates and filing mechanics tied to the confirmed sale type, statute, custodian, and retained source.
Collect the tax-lien sale, application recording, public-auction date, certificate, title-vesting record, and treasurer's-deed issue date.
Collect the recorded lien and assignments, recording dates, amount statement, fees and costs, filed claim, and treasurer receipt.
Collect the owner record, junior-lien priority ledger, payments, remaining overbid, mailed owner notice, escrow, and any transfer record.
scoped limitations
Official sources for this guide
Each factual statement is bound to one retained official source with a retained source, source record, and verification check.
Exact retained official body and source record for Colorado SB 26-144 enacted overview; use only with the state-specific scope and limitations stated in this guide.
Exact retained official body and source record for Colorado Session Laws 2026, Chapter 135; use only with the state-specific scope and limitations stated in this guide.
Exact retained official body and source record for Colorado SB 26-144 enrolled act; use only with the state-specific scope and limitations stated in this guide.
Treasurer's deeds issued on or after June 1, 2026, regardless of the earlier tax-lien-sale or application dates.
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Answers remain inside the retained scope
Treasurer's deeds issued on or after June 1, 2026, regardless of the earlier tax-lien-sale or application dates.
A qualifying junior lienor files the overbid claim with the treasurer within eight business days after the public auction.
The property owner receives the remainder after timely qualifying junior liens are paid in recording priority.
No. Pre-transition deeds require separate controlling authority and must not be routed through this packet.
Full Circle Asset Recovery LLC is a private asset-recovery company, not a government agency. This guide provides general information only, not legal advice. FCAR cannot guarantee eligibility, recovery, or any result. Current official records and current office instructions control.