Illinois judicial mortgage-foreclosure surplus guide
Use the Illinois foreclosure case to verify the judicial sale, report of sale, confirmation order, surplus notice, and any distribution order before contacting the current custodian.
The case record determines which official route is current.
Do not assume that the circuit clerk, sheriff, plaintiff, selling officer, or Treasurer currently holds the funds.
Review the foreclosure judgment, sale notice and proof, report of sale, confirmation order, and later distribution filings in the same case.
Run a free name check — no upfront fees. Or call (307) 323-4303.
If the case shows a surplus, look for the Rule 113 special notice and petition for turnover in the pending circuit-court case.
Confirm the current holder from the selling officer's record and every later court order before choosing a contact.
Use I-CASH only if an official record confirms or reasonably indicates a later unclaimed-property transfer.
Each step is tied to the existing mortgage-foreclosure case.
Follow the filed record in order and leave entitlement unresolved unless the court has decided it.
Confirm the Illinois county, circuit court, case number, foreclosure judgment, and court-authorized selling officer.
Read the report of sale, receipts or certificate, confirmation motion, and confirmation order; do not infer surplus from the bid alone.
Check how proceeds were applied to sale expenses and adjudicated claims, then identify the surplus actually stated in the record.
Use Rule 113 as procedural orientation, then verify supporting documents, the hearing date, service, and any entered distribution order.
Read every later distribution or transfer order; use I-CASH only after a later transfer is supported by an official record.
A complete checklist does not establish entitlement.
Collect only the records needed to identify the case, sale, surplus, order, and current custodian.
Confirm the county, circuit court, and foreclosure case number.
Review the judgment and authorized selling officer.
Review the notice and filed proof or certificate of notice.
Review the selling officer's report and receipts or certificate.
Review the motion, hearing record, and order confirming sale.
Reconcile expenses, adjudicated priorities, and the record-stated surplus.
Check for the special notice and petition for turnover.
Identify the claimed interest and supporting records; leave uncertain ownership unresolved.
Verify copies were mailed at least five business days before the selected court date when the Rule 113 form applies.
Confirm custody from a court order or direct official confirmation.
Use I-CASH only when the official custody record supports a later transfer or report.
Current official records and court orders control.
Official source cards for the narrow guide scope.
Each source below is retained with an exact body hash and retrieval record.
Use for judicial-sale authority and notice.
Use for the report and confirmation record.
Use for application of proceeds, initial custody, and distribution orders.
Use for the special notice, petition form, and service timing.
Use only for the later three-year presumption after distributability.
Use only for the official later I-CASH search and claim route.
This is not a court filing or a government claim form.
Provide the county, circuit-court case number, sale and confirmation records, stated surplus, later distribution orders, and any official custody response. Do not send Social Security numbers, bank details, credentials, or unrelated docket personal data.
Prefer to talk?
Call (307) 323‑4303. Do not send Social Security numbers, bank details, or original legal documents through this form.
Answers remain limited to the retained official sources.
It is the amount remaining after sale expenses and the claims prioritized in the foreclosure judgment or confirmation order are applied. The case record must establish the surplus.
Section 15-1512 initially places the surplus with the person appointed by the court to conduct the sale until a further court order changes custody.
Rule 113 provides a special notice and petition form. Its form directs filing in the pending circuit-court case and mailing copies at least five business days before the selected court date.
The retained sources do not establish one universal turnover-petition deadline. They identify a five-business-day service condition and a separate three-year presumption after court-held property becomes distributable.
Full Circle Asset Recovery LLC is a private asset-recovery company, not a government agency. This guide provides general information only, not legal advice. FCAR cannot guarantee eligibility, recovery, or any result. Current official records and current office instructions control.